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Does health insurance cover my hip replacement?  

If you’re among the many Australians awaiting a hip replacement, you’re in good company. Around 35,500 total hip replacements are done every year in Australia, and for those who go through a public hospital, the average wait is around 175 days. That’s a long time to be in pain and having trouble walking – so…

Why does health insurance cost so much? 

When you look at your bank statement, health insurance is probably one of the higher costs appearing in the ‘money out’ column. Private Health Insurance can certainly comprise a large chunk of most Aussie household budgets, especially when you consider premiums usually increase every year. Here are some of the reasons health insurance costs so…

How your health insurance affects your tax return  

With the end of the financial year rapidly approaching, you’re probably starting to think about your upcoming tax return. To help you prepare, we asked chartered accountant and tax expert Marianna Agostino, director of Conscious Wealth Creation, for advice on how Private Health Insurance could affect how much you pay (or get back from) the…

How do I change health insurers? 

So, you’ve taken a look at your health insurance policy and are questioning if it’s still right for you. Maybe it doesn’t fit your budget, or maybe it’s not meeting your healthcare needs. Whatever the reason you have to switch, we’re here to help you change to a new health insurance policy without the headaches. …

Should I switch health insurers? 

If you’re thinking about changing health insurers, we’ve got your back.   You can change your policy and insurer whenever you like, and your right to do so is protected under the Private Health Insurance Act 2007. That means you can change insurers without being penalised, although you may have to serve new waiting periods on…

Can I switch health insurers?  

You might change your wardrobe every season, and might also switch jobs on a regular basis. But when it comes to health insurance, most Aussies are a little resistant to change. In a 2021 University of Melbourne study of health insurance habits, researchers noted that once people choose a health insurance policy, they tend to…

Does health insurance cover diabetes?  

If you’re among the 1.3 million Australians living with diabetes, you’ll be very familiar with medical waiting rooms. Diabetes is a long-term condition requiring ongoing management and consultation with a team of healthcare professionals, so you’re probably wondering whether health insurance will cover the costs of living with diabetes.   The short answer is yes, but…

What’s the best Overseas Student Health Cover plan for me?  

If you’re moving to Australia for study, congratulations! We hope you’re excited about spending time in our country.   As part of your temporary student visa, you must have an Overseas Student Health Care (OSHC) plan, which is a type of health insurance that covers your GP visits, some hospital treatments, some medicines as well as…