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How health insurance can support you through cancer  

If you, or someone you love, has been diagnosed with cancer, we hope you have lots of support around you. The word ‘cancer’ is news that no one wants to hear, yet 452 Australians are diagnosed with this illness every day. You might be feeling a bit overwhelmed, so we’re here to give you the…

How much does it cost to call an ambulance?

If you’ve ever had to call an ambulance and then received a bill a few days later, you’ll know all too well that ambulance treatment in Australia is not funded by Medicare. In 2 states, ambulance call-outs are funded by their state governments, but for most of Australia, calling an ambulance will set you back…

What do I tell my insurer before I go to hospital? 

If you have Private Health Insurance and you’re being admitted to hospital for a procedure or treatment, don’t assume your insurer will cover all your Hospital Cover costs. Whether you’re going in as a private patient in a private hospital, or a private patient in a public hospital, you may need to pay some costs…

Will health insurance cover my knee replacement?  

Knee replacements are one of the most common elective surgeries in Australia, with around 53,000 performed a year for osteoarthritis. For those people, and those with knee injuries, knee replacement surgery can be life-changing, giving back mobility and flexibility… but they often have to wait several months for it. For that reason, having Hospital Cover…

Does health insurance cover my hip replacement?  

If you’re among the many Australians awaiting a hip replacement, you’re in good company. Around 35,500 total hip replacements are done every year in Australia, and for those who go through a public hospital, the average wait is around 175 days. That’s a long time to be in pain and having trouble walking – so…

Why does health insurance cost so much? 

When you look at your bank statement, health insurance is probably one of the higher costs appearing in the ‘money out’ column. Private Health Insurance can certainly comprise a large chunk of most Aussie household budgets, especially when you consider premiums usually increase every year. Here are some of the reasons health insurance costs so…

How your health insurance affects your tax return  

We asked chartered accountant and tax expert Marianna Agostino, director of Conscious Wealth Creation, for advice on how Private Health Insurance could affect how much you pay (or get back from) the ATO.  How the Medicare Levy Surcharge affects your tax return  According to Marianna, the biggest mistake people make is taking out health insurance…

How do I change health insurers? 

So, you’ve taken a look at your health insurance policy and have decided it’s not right for you. Maybe it doesn’t fit your budget, or maybe it’s not meeting your healthcare needs any longer. Whatever the reason you have to switch, we’re here to help you with changing health insurance, without the headaches.  Should I…