How health insurance Gap cover schemes can save you money
When you’re claiming private hospital treatment on Hospital Cover, you probably assume all your costs will be covered – so it can be a bit of a shock to learn you might have to pay a Gap (out-of-pocket costs). Fortunately, health insurance Gap cover schemes – offered by many insurers – can help you reduce or eliminate out-of-pocket costs. Here’s how they work. Why do Gaps exist? Gaps happen when doctors charge more than the Medicare Benefits Schedule Fee (MBS) set…