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Claiming chemo at home on health insurance – what you need to know

Cancer survival rates are increasing in Australia, which the government’s Cancer Plan says is thanks to better screening programs, earlier detection and improved treatments. Chemotherapy is one of the key treatments for many types of cancer, where drugs that destroy cancer cells are given orally, through an IV or as a cream, according to the Cancer Council. Depending on your insurer and doctor’s advice, you may be eligible to have chemotherapy in your own home, administered through specialised nursing programs,…

Is your injury an accident? The hidden trap in health insurance

When you choose a health insurance policy, you likely look at the treatments covered and the premium, but you probably don’t check whether the policy includes accident cover. Not knowing whether or not you have accident cover could make a big difference when you need hospital treatment – and as a recent ABC News story found, that confusion could cost you thousands of dollars. Here’s what you need to know about accident cover to…

Skipping the wait: health insurance for varicose veins surgery  

If you’re waiting for varicose veins surgery in a public hospital, you could be waiting months. According to the Australian Institute of Health and Welfare, more than 50% of people waited more than 133 days (4.5 months) for varicose veins surgery in a public hospital in 2024-25. If you have Hospital Cover that includes the Heart and Vascular System clinical category, you could skip the queue and go to a private hospital for…

How to claim skin cancer surgery on health insurance: a 3-step guide

Skin cancer is the most common cancer in Australia, according to the Cancer Council, with more than 2 in 3 of us likely to be diagnosed in our lifetime. One of the most common treatments – including melanoma, basal cell carcinoma and squamous cell carcinoma – is surgical excision to remove the lesion. In fact, based on Medicare data, more than 100 skin cancer treatments for squamous and basal cell carcinoma took…

Kidney stone treatment: what’s the best health cover?

Kidney stones are a painful condition that can affect 1 in 10 men and 1 in 35 women in Australia. While most stones will pass by themselves, some people will need to go to hospital for treatment and pain relief. In an emergency, you’ll be treated free in a public hospital but there can be long waiting lists for non-emergency kidney stone treatment. It’s faster to get treated in a private hospital, but there…

Health insurance for wisdom teeth removal – what to expect 

If you have wisdom teeth that need to be removed, you could be facing a painful experience for both your mouth and your wallet. Dental treatments are generally not covered under Medicare so health insurance can help with your costs – but there may be large out-of-pocket costs. Here’s what you need to know about using health insurance for wisdom teeth removal.  How much does wisdom teeth removal cost? Wisdom teeth removal…

What’s the best health insurance for endometriosis?

Around 14% of Australian women are living with endometriosis, a painful condition where tissue grows outside the uterus. There’s no cure for this debilitating condition, but there are treatments to relieve the symptoms – including surgical options. If you’re living with endometriosis and want the option of skipping long wait lists and having surgery in a private hospital, health insurance is worth considering. According to The Guardian, public wait lists for endometriosis surgery can…

What’s the best health insurance for remedial massage?

Whether you’re a runner, an office worker or anyone experiencing stiff muscles, regular remedial massages might make a big difference to how your body feels. And if you have health insurance, you might be able to lower your massage costs – depending on your policy, and the massage therapist. Here’s how to find the best health insurance for remedial massage.  Does health insurance cover remedial massage? Yes, Remedial Massage is covered on Extras Cover,…

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