Skip to content
Explore Overview

What’s the best private health insurer in Australia? 

At the time of writing, there are 48 health insurers in Australia, each of them offering a vast array of policies at different levels of cover and varying prices. So, how do you choose? How can you decide what’s the best private health insurer in Australia? Here, we break it down.  What’s the best private…

Does health insurance with no waiting period exist?  

When you take out a health insurance policy in Australia, there’s a waiting period before you can claim. On Hospital Cover, the waiting period length is set by the Australian government, but on Extras Cover, insurers can choose their own waiting periods. So, does health insurance with no waiting period exist, and how can you…

What’s the best health insurance for physio? 

Physiotherapy is one of the most common treatments Australians claim on private health insurance. In fact, during the April to June 2025 quarter, Aussie insurers paid $131.64 million in physiotherapy benefits. But there are lots of misconceptions about how much you can claim for physio, when your limits reset and how to find the best…

Does my health insurance cover sinus surgery? 

Has your doctor recommended sinus surgery, or another nasal procedure such as septoplasty or turbinate reduction? All of these ear, nose and throat (ENT) surgeries are subject to long waiting times in the public hospital system in Australia. If breathing problems, recurring sinus issues and sleeping problems are having a serious impact on your life,…

How much should I get back from health insurance?

Whatever amount you’re spending on health insurance, you naturally want to make sure you’re getting good value for your money. If you’re looking at the amount of money you’re claiming and wondering whether you’re getting enough back, here’s what you need to know.   Like any form of insurance, health insurance is there to help you…

Does health insurance cover hearing aid costs? 

Hearing aids can make a world of difference if you’re experiencing hearing impairment, but unfortunately, they aren’t cheap to buy or get fitted. The Australian government subsidises the cost of hearing aids for certain people, but if you don’t qualify, you may be able to claim some of the cost on private health insurance. So,…

Can I get a colonoscopy using health insurance? 

If you need a colonoscopy in Australia, you could face a long wait. According to the Australian Institute of Health and Welfare, people waited between 133 and 197 days for a non-urgent colonoscopy in a public hospital in 2022 (between 4 and 6 months). For faster treatment, you might be wondering if you can go…

Policies change monthly, stay informed

  • Insurers regularly update policies, introduce new policies and close policies. Our data is updated monthly.
  • We will only send information relevant to you. You can unsubscribe at any time. See our Privacy Policy.
Thank you for subscribing!