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Will health insurance cover tonsillectomy costs? 

Tonsillectomy is among the most common elective surgeries performed in Australia and there can be a long wait for public hospital treatment – up to 185 days (which is more than 6 months), Australian Institute of Health and Welfare data shows. You might choose to use health insurance and get treated at a private hospital,…

How do I avoid high out-of-pocket costs? 

If you’re using Hospital Cover to pay for surgery or a hospital procedure as a private patient, you probably assume your insurer will pick up the bill. But unfortunately health insurance doesn’t always cover 100% of the private hospital costs – sometimes there will be out-of-pocket costs, also known as Gaps.   So what is a…

Are corporate health insurance policies cheaper? 

If you’re looking for cheaper health cover, corporate health insurance policies are definitely worth considering. Depending on the policy and what’s on offer, taking out a corporate health insurance policy could save you money and get you benefits that might not be available to the general public.   Here’s everything you need to know about corporate…

Can I use health insurance for dementia treatments?

If you’re among the 1.7 million Australians caring for someone with dementia, or you’ve been diagnosed with the condition yourself, you might be wondering whether private health insurance can help.   While there isn’t a cure for dementia, there are many treatments that can help manage the condition. In this blog we’ll explain more about using…

What medicines can I claim on health insurance? 

If you’ve visited a pharmacy lately you’ll know that medicines can be expensive, even when they’re subsidised by the government. The good news is that if you’re prescribed medication that isn’t subsidised by the government, you might be able claim back some of those costs on private health insurance, depending on your cover. Here’s what…

Does health insurance cost less if I’m healthy? 

Private health insurance exists to help you access healthcare treatments or services that might otherwise be very expensive or out of reach. Even if you’re healthy now, you don’t know what’s ahead, and it can be reassuring to know that if you face a long waiting list in the public health system, you could be…

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