The government has announced it will investigate health insurers for using a loophole to raise their prices. In December last year, Minister of Health Mark Butler warned health insurers to stop ‘phoenixing’ policies after a Commonwealth Ombudsman report brought the practice to light. By law, health insurers can only raise prices once a year, but...
Most Australians will pay more for health insurance next week due to a reduction in a rebate designed to make health cover cheaper. Cuts to the Private Health Insurance Rebate take effect on April 1 at the same time as most policies are increasing in price by an average of 3.7% – which adds up...
Out-of-pocket payments for Private Health Insurance claims continue to rise, putting more pressure on Australian households during the cost-of-living crisis. New data from Australian Prudential Regulation Authority (APRA), which regulates the health insurance industry, found a 7% increase in Gaps paid for Hospital Cover claims for the quarter finishing December 2024, compared with the same...
Health insurance will increase by an average of 3.7% in April – the highest premium increase since 2018. Every year health insurers are allowed to raise their premiums only once. This year, Minister of Health Mark Butler rejected insurers’ proposed increases (reportedly up to 6%) at least twice before agreeing on an average premium increase...
Australian private health insurers have been criticised for using a loophole to raise the prices of Gold Cover policies. This week the Commonwealth Ombudsman found evidence some insurers have been raising prices through ‘product phoenixing’ – closing existing policies to new customers, and creating almost identical policies at a higher price. As a result, new...
Australians with Private Health Insurance are paying higher out-of-pocket payments for hospital treatment than a year ago, new data shows. The latest statistics from Australian Prudential Regulation Authority (APRA), which regulates the health insurance industry, show out-of-pocket fees for private hospital treatment increased by 8% in the 12 months from October 2023 to September 2024....
If you’ve used health insurance to pay for surgery in a private hospital or clinic, check your bill to make sure you haven’t been charged a Gap incorrectly. That’s the advice from Private Healthcare Australia, the peak body for the health insurance industry, after allegations that some specialists (including surgeons and anaesthetists) have been ‘double...
A ‘health tax’ passed by NSW government last week means NSW residents could face higher premiums for health insurance in 2025. The new legislation means the state government can increase its existing tax on private health insurance if insurers do not agree to pay a higher ‘bed rate’ of $892 for private patients in public...
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According to the Australian Institute of Health and Welfare, in 2020-21, there were 697 public hospitals in Australia. You can find a list on the healthdirect website.
A public hospital surgery waiting list is a system to manage access to public hospital elective surgery. A patient who needs elective surgery is placed on a waiting list. A waiting list gives priority to those people who are most in need of care. What is elective surgery? Elective surgery is surgery that a doctor...
Public hospitals In Australia, public hospitals are funded by the Australian, state and territory governments and services are free for anyone with a Medicare Card. Public hospitals may be your first choice in an emergency or for an acute health problem. They may have better medical facilities than a private hospital for your condition and...
Who funds public hospitals? The Australian government, state and territory governments share funding of public hospitals in Australia. A small share of funding comes from non-government organisations such as private health insurers. The government currently reimburses the states and territories for about 39% of their overall costs. According to the Australian Institute of Health and...
Yes. Treatment as a public patient in a public hospital is free for Australian citizens and most permanent residents. If you hold a Medicare Card, you are entitled to free treatment and the cost of your stay in a public hospital is covered by Medicare. You do not have to pay for hospital accommodation, medical...
In Australia, a public hospital provides free health care to Australian citizens, permanent residents and anyone who falls under a Reciprocal Health Care Agreement. To receive treatment in a public hospital, you need a Medicare Card. Public hospitals aim to manage illness and the effects of injury. They provide acute, non- and sub-acute care along...
In this Guide, we provide an overview of how public hospitals operate in Australia. Public hospitals are the backbone of the Australian health system. If you have an urgent or acute health issue, you are likely to be treated in a public hospital. If you need surgery that is classified as ‘elective’, it is sometimes...