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How does the way I pay for health insurance affect my price?  

Reviewed and updated 12 September 2024

The way you pay for health insurance could mean your insurer offers you reduced premiums of up to 12% per year on an ongoing basis. This may apply if you meet certain payment conditions, such as: 

  • Paying by payroll deduction 
  • Paying by pre-arranged automatic transfer from a bank account or other financial institution. 

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