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Australian Health System
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Private Health Insurance
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Medicare
(28 articles)
Medicare Benefits Schedule (MBS)
(6 articles)
Pharmaceutical Benefits Scheme (PBS)
(8 articles)
Public Hospitals
(6 articles)
Private Hospitals
(6 articles)
Medicare Levy
(7 articles)
Private Health Insurance Rebate
(7 articles)
Age-based Discount
(5 articles)
Lifetime Health Cover Loading
(11 articles)
Insurers Overview
AAMI Health Insurance
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ahm
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nib
Nurses & Midwives Health
onemedifund
Peoplecare
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Real Health Insurance
Reserve Bank Health Society (RBHS)
rt health
see-u By HBF
Seniors Health Insurance
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Suncorp Health Insurance
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Territory Health Fund
Transport Health
TUH
UniHealth
Union Health
Westfund
AAMI Health Insurance
ACA Health
ahm
AIA Health Insurance
Allianz Care Australia
APIA Health Insurance
Astute Simplicity Health
Australian Unity
Bupa Health Insurance
CBHS Corporate
CBHS Health
Defence Health
Doctors Health
Emergency Services Health
Frank
GMHBA
GU Health
HBF
HCF
HCi
Health Partners
HIF
Hunter Health Insurance (by CDH Benefits Fund)
ING Health Insurance
Latrobe Health Services
Medibank
Mildura Health Fund
Navy Health
nib
Nurses & Midwives Health
onemedifund
Peoplecare
Phoenix Health Fund
Police Health
Priceline Health Insurance
Qantas Insurance
Queensland Country Health Fund
Real Health Insurance
Reserve Bank Health Society (RBHS)
rt health
see-u By HBF
Seniors Health Insurance
St Lukes Health
Suncorp Health Insurance
Teachers Health
Territory Health Fund
Transport Health
TUH
UniHealth
Union Health
Westfund
News Overview
NSW residents may face higher bill for health cover next year
Premiums predicted to rise by $114 a year
Claims for private hospital procedures rise, APRA report finds
Aussies parents paying large Gaps for obstetric care
Health insurers respond to Ozempic’s popularity
Health insurers paying more benefits than ever, report shows
Misunderstanding health insurance policy causes ‘bill shock’
Health insurance premiums to rise 3.03% on 1 April
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Australian Government private health insurance surcharges
The Australian Government imposes 2 private health insurance surcharges:
- Medicare Levy Surcharge (for people on higher incomes)
- Lifetime Health Cover Loading (for people who take out private health insurance later in life).
These are designed to encourage you to take out private health insurance.
Medicare Levy Surcharge
The Medicare Levy Surcharge is a levy you have to pay if you do not have Hospital Cover and earn above a certain income.
The surcharge covers you and your dependants, including:
- your partner
- any children under 21
- any children who are full-time students and under 25.
Lifetime Health Cover Loading
The Lifetime Health Cover Loading is a surcharge that is designed to encourage you to take out private health insurance earlier in life and keep it.
The loading applies to Hospital Cover only.
In certain circumstances, you may be exempt from the Lifetime Health Cover Loading.