Australian Unity is a private health insurer that operates as an open health fund.
Australian Unity began in 1840 as the Manchester Unity Independent Order of Oddfellows (Manchester Unity). It merged with Australian Natives Association Friendly Society (ANA) in 1993 to form Australian Unity.
Australian Unity claims it is Australia’s first member-owned wellbeing company. It offers services in health insurance, banking and insurance, wealth and investments, as well as independent and assisted living.
Anyone can join Australian Unity because it is an open health fund.
Australian Unity offers:
Australian Unity includes emergency Ambulance Cover with:
Check your policy to see whether your Ambulance Cover is capped.
No. Australian Unity is a for-profit health insurer.
Yes. Australian Unity operates in all Australian states and territories.
Benchmarks | Australian Unity | Industry average |
Member retention for Hospital Cover | 79.0% | 86.9% |
% hospital-related charges covered | 88.7% | 89.9% |
Source: Private Health Insurance Ombudsman: State of the Health Funds Report 2023
Yes. Australian Unity has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location | Number of private Agreement Hospitals | Industry maximum |
ACT | 5 | 6 |
NSW | 90 | 98 |
NT | 2 | 2 |
QLD | 49 | 60 |
SA | 19 | 23 |
TAS | 8 | 9 |
VIC | 73 | 76 |
WA | 21 | 24 |
Australian Unity also has agreements with a number of day hospitals so it can provide services at low cost or with no out-of-pocket costs:
Location | Number of day Agreement Hospitals | Industry maximum |
ACT | 8 | 9 |
NSW | 86 | 103 |
NT | 1 | 2 |
QLD | 47 | 57 |
SA | 23 | 30 |
TAS | 3 | 8 |
VIC | 68 | 79 |
WA | 19 | 24 |
Source: Australian Unity: performance
Benchmark | Australian Unity | Industry average |
% Extras Cover charges covered | 51.7% | 51.1% |
Source: Private Health Insurance Ombudsman: State of the Health Funds Report 2023
Benchmarks | Australian Unity | Industry average |
Market share | 2.2% | – |
% services with no gap | 91.4% | 88.3% |
% services with no gap or where known gap payment made | 97.8% | 97.2% |
Market share of complaints to the PHIO | 4.7% | 3.1% |
% complaints investigated by the PHIO | 1.6% | 3.1%– |
Benefits as a % of contributions | 70.0% | 80.5% |
Management expenses as a % of contribution income | 13.8% | 13.1% |
Management expenses per average policy | $570 | $592 |
Source: Private Health Insurance Ombudsman: State of the Health Funds Report 2023
Yes. Australian Unity is a member of Private Healthcare Australia (PHA), a body that represents 21 registered health insurers and 98% of people covered by private health insurance.
It is also a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Yes. Australian Unity allows you to make a claim via its online portal or health app.
Phone:
13 29 39
Website:
https://www.australianunity.com.au/health-insurance
Email:
Via an email web form
Address:
271 Spring Street
MELBOURNE VIC 3000
Postal address:
Claims
Reply Paid 91943
MELBOURNE VIC 3000
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