Health Partners is a private health insurer that operates as an open health fund.
Established in South Australia in 1937, it is now South Australia’s largest not-for-profit health fund with 90,000-plus members throughout Australia.
The insurer operates several dental and optical businesses in South Australia.
Anyone can join Health Partners because it is an open fund.
Health Partners offers:
Hospital Cover includes unlimited emergency Ambulance Cover (including road and air ambulance service).
Extras Cover includes emergency Ambulance Cover across Australia (including one road and air emergency service per year).
Yes. Health Partners is a not-for-profit health insurer.
Yes. Health Partners operates in all Australian states and territories.
Benchmarks | Health Partners | Industry average |
Member retention for Hospital Cover | 90.2% | 86.9% |
% hospital-related charges covered | 93.2% | 89.9% |
Source: Private Health Insurance Ombudsman: State of the Health Funds Report: 2023
Yes. Health Partners has agreements with a number of private hospitals that allow it to provide services to its members at low cost or with no out-of-pocket costs:
Location | Number of private Agreement Hospitals | Industry maximum |
ACT | 5 | 6 |
NSW | 97 | 98 |
NT | 2 | 2 |
QLD | 51 | 60 |
SA | 20 | 23 |
TAS | 5 | 9 |
VIC | 74 | 76 |
WA | 22 | 24 |
Health Partners also has agreements with a number of day hospitals so it can provide services at low cost or with no out-of-pocket costs:
Location | Number of day Agreement Hospitals | Industry maximum |
ACT | 8 | 9 |
NSW | 87 | 103 |
NT | 1 | 2 |
QLD | 48 | 57 |
SA | 25 | 30 |
TAS | 6 | 8 |
VIC | 67 | 79 |
WA | 19 | 24 |
Source: Health Partners: performance
Benchmark | Health Partners | Industry average |
% Extras Cover charges covered | 56.8% | 51.1% |
Source: Private Health Insurance Ombudsman: State of the Health Funds Report: 2023
Benchmarks | Health Partners | Industry average |
Market share | 0.7% | – |
% services with no gap | 91.0% | 88.3% |
% services with no gap or where known gap payment made | 99.4% | 97.2% |
Market share of complaints to the PHIO | 0.7% | 3.1% |
% complaints investigated by the PHIO | 0.5% | 3.1% |
Benefits as a % of contributions | 81.9% | 80.5% |
Management expenses as a % of contribution income | 10.0% | 13.1% |
Management expenses per average policy | $419 | $592 |
Source: Private Health Insurance Ombudsman: State of the Health Funds Report: 2023
Yes. Health Partners is a member of the Members Health Fund Alliance, an alliance of not-for-profit, member-owned, regional or community-based health insurers.
Yes. Health Partners allows you to make a claim online via its My Health app.
Phone:
1300 113 113
Website:
https://www.healthpartners.com.au/
Email:
ask@healthpartners.com.au or via online form
Address:
Level 3
101 Pirie Street
ADELAIDE SA 5000
Postal address:
As above
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