The government has announced it will investigate health insurers for using a loophole to raise their prices. In December last year, Minister of Health Mark Butler warned health insurers to stop ‘phoenixing’ policies after a Commonwealth Ombudsman report brought the practice to light. By law, health insurers can only raise prices once a year, but...
Most Australians will pay more for health insurance next week due to a reduction in a rebate designed to make health cover cheaper. Cuts to the Private Health Insurance Rebate take effect on April 1 at the same time as most policies are increasing in price by an average of 3.7% – which adds up...
Out-of-pocket payments for Private Health Insurance claims continue to rise, putting more pressure on Australian households during the cost-of-living crisis. New data from Australian Prudential Regulation Authority (APRA), which regulates the health insurance industry, found a 7% increase in Gaps paid for Hospital Cover claims for the quarter finishing December 2024, compared with the same...
Health insurance will increase by an average of 3.7% in April – the highest premium increase since 2018. Every year health insurers are allowed to raise their premiums only once. This year, Minister of Health Mark Butler rejected insurers’ proposed increases (reportedly up to 6%) at least twice before agreeing on an average premium increase...
Australian private health insurers have been criticised for using a loophole to raise the prices of Gold Cover policies. This week the Commonwealth Ombudsman found evidence some insurers have been raising prices through ‘product phoenixing’ – closing existing policies to new customers, and creating almost identical policies at a higher price. As a result, new...
Australians with Private Health Insurance are paying higher out-of-pocket payments for hospital treatment than a year ago, new data shows. The latest statistics from Australian Prudential Regulation Authority (APRA), which regulates the health insurance industry, show out-of-pocket fees for private hospital treatment increased by 8% in the 12 months from October 2023 to September 2024....
If you’ve used health insurance to pay for surgery in a private hospital or clinic, check your bill to make sure you haven’t been charged a Gap incorrectly. That’s the advice from Private Healthcare Australia, the peak body for the health insurance industry, after allegations that some specialists (including surgeons and anaesthetists) have been ‘double...
A ‘health tax’ passed by NSW government last week means NSW residents could face higher premiums for health insurance in 2025. The new legislation means the state government can increase its existing tax on private health insurance if insurers do not agree to pay a higher ‘bed rate’ of $892 for private patients in public...
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What are Health Management/Healthy Lifestyle programs? Health Management/Healthy Lifestyle programs are classes, therapies, and other ways to help you live a healthier lifestyle. They help prevent chronic health problems or the need for medical treatments. It covers all or some of the costs of approved health-related programs, including: Does private health insurance cover Health Management/Healthy...
What is General Dental? General Dental is where a dentist or dental surgeon provides basic treatment for your teeth, including: Note, more complex treatments are covered under Major Dental, including: Is Dentistry a regulated profession in Australia? Yes. In Australia, the Australian Health Practitioner Regulation Agency (Ahpra) and the Dental Board of Australia regulate Dentistry....
What is Eye Therapy (Orthoptics)? Eye Therapy or Orthoptics is the assessment, diagnosis and non-surgical treatment of eye disorders. It treats disorders of the eye muscles that prevent normal vision. An Orthoptist assesses, diagnoses, treats and rehabilitates patients with eye disorders, including: You may decide to see an orthoptist if: Is Orthoptics a regulated profession...
What is Exercise Physiology? Exercise Physiology is the practice of understanding how the body works and using exercise to manage medical conditions. An Accredited Exercise Physiologist will devise an exercise program that helps you manage medical conditions such as: An Exercise Physiology program could include: Is Exercise Physiology a regulated profession in Australia? No. In...
What are Endodontic Services? Endodontic Services or Endodontics is a dentistry speciality that focuses on saving teeth because there is no substitute for your natural tooth. An Endodontist is a specialised dentist who does further training and is an expert on the inside of the tooth, including: They can: Is Endodontics a regulated profession in...
What is Dietetics/Dietary Advice? Dietetics or dietary advice is where a dietician, an expert in food and nutrition, helps you manage your diet. Using scientific evidence, they help you reduce the risk of developing chronic disease. Dieticians often work with people who have: What is the difference between a Dietician and a Nutritionist? Both Dieticians...
What is Chiropractic? Chiropractic is the diagnosis, treatment and prevention of mechanical disorders of the musculoskeletal system by a Chiropractor, including: A Chiropractor may treat you using manipulation, massage or ergonomic advice. Is Chiropractic a regulated profession in Australia? Yes. In Australia, the Australian Health Practitioner Regulation Agency (Ahpra) and the Chiropractic Board of Australia...
What is Chinese Medicine? Chinese Medicine or Chinese Traditional Medicine is based on ancient Chinese practices that have been developed over thousands of years. Chinese Medicine practitioners use these techniques: They believe you achieve optimal health when Yin-Yang is balanced (harmony of opposites). Are Chinese medicines regulated in Australia? Yes. In Australia, the Therapeutic Goods...