Author: Trudie McConnochie

If you have Private Health Insurance and you’re being admitted to hospital for a procedure or treatment, don’t assume your insurer will cover all your Hospital Cover costs. Whether you’re going in as a private patient in a private hospital, or a private patient in a public hospital, you may need to pay some costs…

Knee replacements are one of the most common elective surgeries in Australia, with around 53,000 performed a year for osteoarthritis. For those people, and those with knee injuries, knee replacement surgery can be life-changing, giving back mobility and flexibility… but they often have to wait several months for it. For that reason, having Hospital Cover…

If you’re among the many Australians awaiting a hip replacement, you’re in good company. Around 35,500 total hip replacements are done every year in Australia, and for those who go through a public hospital, the average wait is around 175 days. That’s a long time to be in pain and having trouble walking – so…

When you look at your bank statement, health insurance is probably one of the higher costs appearing in the ‘money out’ column. Private Health Insurance can certainly comprise a large chunk of most Aussie household budgets, especially when you consider premiums usually increase every year. Here are some of the reasons health insurance costs so…

So, you just got married. Congratulations! We hope married life is treating you well.  If you’ve been living together for a while, you might already have a joint bank account, but have you thought about a joint health insurance policy? Sure, it’s probably not your first priority after the wedding, but Health Insurance when you’re…

We asked chartered accountant and tax expert Marianna Agostino, director of Conscious Wealth Creation, for advice on how Private Health Insurance could affect how much you pay (or get back from) the ATO.  How the Medicare Levy Surcharge affects your tax return  According to Marianna, the biggest mistake people make is taking out health insurance…

So, you’ve taken a look at your health insurance policy and have decided it’s not right for you. Maybe it doesn’t fit your budget, or maybe it’s not meeting your healthcare needs any longer. Whatever the reason you have to switch, we’re here to help you with changing health insurance, without the headaches.  Should I…

If you’re thinking about changing health insurers, we’ve got your back.   You can change your policy and insurer whenever you like, and your right to do so is protected under the Private Health Insurance Act 2007. That means you can change insurers without being penalised, although you may have to serve new waiting periods on…

You might change your wardrobe every season, and might also switch jobs on a regular basis. But when it comes to health insurance, most Aussies are a little resistant to change. In a 2021 University of Melbourne study of health insurance habits, researchers noted that once people choose a health insurance policy, they tend to…

Baby names, schools and nursery furniture… there’s a lot to consider when you’re getting ready to be a parent. One of the things you’ll need to think about – sooner, rather than later – is what medical care you (or your partner) will want during pregnancy, where you’ll give birth and what healthcare professionals you’ll…