Who receives a Lifetime Health Cover Loading exemption?

You will be exempt from paying the Lifetime Health Cover Loading on your Hospital Cover if you:

• were born on or before 1 July 1934.
• are under the age of 31.
• took out Hospital Cover on or before 1 July 2000 and have maintained it since that date.
• are a new migrant to Australia and you take out Hospital Cover within a year of receiving your Medicare eligibility letter.
• are an Australian citizen or permanent resident returning to Australia who was overseas on 1 July following your 31^st birthday and take out Hospital Cover within a year of returning to Australia.
• are an Australian citizen or permanent resident returning to Australia who was over 31 and overseas on 1 July 2000 and take out Hospital Cover within a year of returning to Australia.
• hold a Department of Veterans’ Affairs Gold Card (you are considered to have Hospital Cover).
• were a member of the Australian Defence Force (you are considered to have had Hospital Cover during that time) who was discharged after 1 July following your 31^st birthday and take out Hospital Cover within 1,094 days.
• had health services provided by the Australian Antarctic Division (you are considered to have had Hospital Cover during that time) and left after 1 July following your 31^st birthday and take out Hospital Cover within 1,094 days.
• are a resident of Norfolk Island who took out Hospital Cover before 1 July 2017.