How do I cancel my private health insurance?

Call your insurer to say you want to cancel your health insurance.

Check whether there is a fee or administration charge if you cancel.

Depending on your insurer, you have to fill in an online form or log into an online portal.

Some insurers let you cancel over the phone.

Call your current insurer and request a clearance certificate, which provides a record of your health insurance cover. 

You need a clearance certificate to avoid completing another waiting period.

Contact your new insurer, supply your clearance certificate and set a date for your new insurance to start.

Contact your old insurer to cancel your health insurance.

Depending on your insurer, you have to fill in an online form or log into an online portal.

Some insurers let you cancel over the phone.

Ask your new health insurer to start your cover.

Cancel your direct debit with your old health insurer and your bank.