The government has announced it will investigate health insurers for using a loophole to raise their prices. In December last year, Minister of Health Mark Butler warned health insurers to stop ‘phoenixing’ policies after a Commonwealth Ombudsman report brought the practice to light. By law, health insurers can only raise prices once a year, but...
Most Australians will pay more for health insurance next week due to a reduction in a rebate designed to make health cover cheaper. Cuts to the Private Health Insurance Rebate take effect on April 1 at the same time as most policies are increasing in price by an average of 3.7% – which adds up...
Out-of-pocket payments for Private Health Insurance claims continue to rise, putting more pressure on Australian households during the cost-of-living crisis. New data from Australian Prudential Regulation Authority (APRA), which regulates the health insurance industry, found a 7% increase in Gaps paid for Hospital Cover claims for the quarter finishing December 2024, compared with the same...
Health insurance will increase by an average of 3.7% in April – the highest premium increase since 2018. Every year health insurers are allowed to raise their premiums only once. This year, Minister of Health Mark Butler rejected insurers’ proposed increases (reportedly up to 6%) at least twice before agreeing on an average premium increase...
Australian private health insurers have been criticised for using a loophole to raise the prices of Gold Cover policies. This week the Commonwealth Ombudsman found evidence some insurers have been raising prices through ‘product phoenixing’ – closing existing policies to new customers, and creating almost identical policies at a higher price. As a result, new...
Australians with Private Health Insurance are paying higher out-of-pocket payments for hospital treatment than a year ago, new data shows. The latest statistics from Australian Prudential Regulation Authority (APRA), which regulates the health insurance industry, show out-of-pocket fees for private hospital treatment increased by 8% in the 12 months from October 2023 to September 2024....
If you’ve used health insurance to pay for surgery in a private hospital or clinic, check your bill to make sure you haven’t been charged a Gap incorrectly. That’s the advice from Private Healthcare Australia, the peak body for the health insurance industry, after allegations that some specialists (including surgeons and anaesthetists) have been ‘double...
A ‘health tax’ passed by NSW government last week means NSW residents could face higher premiums for health insurance in 2025. The new legislation means the state government can increase its existing tax on private health insurance if insurers do not agree to pay a higher ‘bed rate’ of $892 for private patients in public...
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A medical specialist is a doctor who is an expert in a specific area of medicine. They have completed advanced education and training in that area of medicine. Medical specialists work in: Examples include: You cannot see a medical specialist unless you have a letter of referral from your General Practitioner (GP), who is a...
About GPs In Australia, a general practitioner (GP) is the first person you go to see if you have a health concern. What is a GP’s area of expertise? GPs have completed training in general practice or family medicine. To become a GP, you have to complete a basic medical degree and an internship. You...
A medical practitioner is often referred to as a doctor. A doctor can: In Australia, doctors complete at least 4 years at a university medical school accredited by the Australian Medical Council. They then complete a 12-month internship to gain general registration. After general registration, most doctors spend several years training in a medical speciality...
In Australia, there are many kinds of professionals provide healthcare services, including:
The health system in the UK: the public model for healthcare The United Kingdom (UK) has universal healthcare. All residents are automatically entitled to free public healthcare through the National Health Service (NHS). This means all residents can get healthcare based on clinical need not their ability to pay. Appointments and treatments are typically free....
A primary health network (PHN) is an independent government-funded organisation that coordinates health services in a local area. Its objective is to improve the efficiency and effectiveness of health services, especially for disadvantaged groups, and improve the coordination of medical care across the local healthcare system. The role of a PHN is to: In Australia,...
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