Private Health Insurance

About private health insurance premiums A private health insurance premium is the amount you pay each month or year for: How do increases in health insurance premiums work? Your private health insurance premium may increase when hospital, medical or other health costs rise. They can also increase if health insurer members increase their use of...

A Private Health Information Statement (PHIS) is available for every private health insurance policy in Australia. Under Australian law, private health insurers are required to provide these statements so you can review your existing policy and compare policies. There are 3 types of Private Health Information Statement: Type of cover What does it include? Hospital...

Questions to ask to find the right health insurance policy for you When choosing a Private Health Insurance policy, it pays to do your research and understand whether a policy will actually serve your needs. Consider the following questions: Who do you need cover for? Health insurers offer different policies for each of these categories....

The best way to compare Private Health Insurance policies is to use our healthslips.com.au Calculator. We are the only Private Health Insurance comparison website that: We can also help you compare your existing policy with other similar policies on the market. Finally, our Calculator can help you calculate whether you:

Two ways you can save paying tax by taking out private health insurance There are 2 ways you can save paying tax by taking out private health insurance: Private Health Insurance Rebate If you earn under a certain income and take out private health insurance, you can claim the Private Health Insurance Rebate. The Rebate...

Australian government Private Health Insurance surcharges  The Australian government imposes 2 Private Health Insurance surcharges: These are designed to encourage you to take out Private Health Insurance. Medicare Levy Surcharge  The Medicare Levy Surcharge is a levy you have to pay if you do not have Hospital Cover and earn above a certain income. The...

Australian government private health insurance incentives  The Australian government offers 2 incentives to encourage Australians to take out private health insurance: Private Health Insurance Rebate  The Private Health Insurance Rebate is a rebate from the Australian government to help you pay for private health insurance. The rebate applies to Hospital Cover, Extras Cover and Ambulance...

In Australia, you do not have to take out Private Health Insurance. If you have a Medicare Card, you can receive treatment as a public patient in a public hospital. If you do not take out Private Health Insurance, you will not receive help from an insurer to pay for: Alternatively, you can pay to...