A restricted insurer is open to members of a particular profession or workplace only.
You can join a restricted insurer only if you fall into the specific category of people covered by that insurer.
However, family members are usually eligible to join these restricted insurers.
As at March 2024, there were 9 restricted insurers in Australia.
No. | Insurer | Who can join? |
1. | ACA | Employees of the Seventh Day Adventist Church and their families. |
2. | CBHS Health | Employees of the Commonwealth Bank of Australia and their families. |
3. | Defence Health | Current or former members of the Australian Defence Force and their families. |
4. | Doctors’ Health | Current or former registered medical practitioners and a range of allied health professionals. |
5. | Navy Health | Current or former members of the Australian Defence Force and their families. |
6. | Police Health | Current or former Australian police officers and their families. |
7. | Reserve Bank Health Society | Current or former employees of the Reserve Bank of Australia or Note Printing Australia and their families. |
8. | Teachers Health | Teachers and administrative workers working in primary, secondary or tertiary education and their families. |
9. | TUH | Members of any Australian union and their families. |