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What are the private health insurers in Australia?

Reviewed and updated 18 December 2024

What are the registered insurers?

As at March 2024, there were 30 registered private health insurers in Australia, including open funds and restricted funds


What are open funds?

Anyone can take out a health insurance policy with an open fund.


What are restricted funds?

Only certain groups of people can take out a health insurance policy with a restricted fund. In most cases, these funds offer health insurance policies to particular professions or workplaces only.


Do registered health insurers sometimes sell health insurance under different brands?

Yes. A number of the 30 registered private health insurers sell health insurance policies under different brands. 

When you buy one of these policies, you are simply buying a policy from a registered insurer that sells policies under that brand. 


Registered insurers and brands selling private health insurance in Australia

Source: Private Health Insurance Ombudsman: State of the Health Funds Report 2023

NameRegistered insurer/BrandRegistered insurer selling brandStatus
AAMIBrandnibOpen
ACA HealthInsurerRestricted
ahm (Australian Health Management)BrandMedibankOpen
AIA Health InsuranceInsurerOpen
APIABrandnibOpen
Astute Simplicity HealthBrandSt Lukes HealthOpen
Australian UnityInsurerOpen
Bupa Health InsuranceInsurerOpen
CBHS CorporateInsurerOpen
CBHS HealthInsurerRestricted
Defence HealthInsurerRestricted
Doctors’ HealthInsurerRestricted
Emergency Services HealthBrand Police HealthRestricted
FrankBrandGMHBAOpen
GMHBAInsurerOpen
GU HealthBrandnibOpen
HBFInsurerOpen
HCFInsurerOpen
HCiInsurerOpen
Health PartnersInsurerOpen
HIFInsurerOpen
Hunter Health Insurance (by CDH Benefits Fund)InsurerOpen
ING Health InsuranceBrandnibOpen
Latrobe Health ServicesInsurerOpen
MedibankInsurerOpen
Mildura Health FundInsurerOpen
Navy HealthInsurerRestricted
nibInsurerOpen
Nurses and Midwives HealthBrandTeachers HealthRestricted
onemedifund (by National Health Benefits Australia)InsurerOpen
PeoplecareInsurerOpen
Phoenix Health FundInsurerOpen
Police HealthInsurerRestricted
Priceline Health InsuranceBrandnibOpen
Qantas InsuranceBrandnibOpen
Queensland Country Health FundInsurerOpen
Real Health InsuranceBrandnibOpen
Reserve Bank Health Society (RBHS)InsurerRestricted
rt healthBrandHCFOpen
see-uBrandHBFOpen
Seniors Health InsuranceBrandnibOpen
St Lukes HealthInsurerOpen
SuncorpBrandnibOpen
Teachers HealthInsurerRestricted
Territory HealthBrandQueensland Country Health FundOpen
TUHInsurerRestricted
UniHealthBrandTeachers HealthRestricted
Union HealthBrandTUHRestricted
WestfundInsurerOpen

You can find a detailed profile of each private health insurer and brand under Insurers.

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