What are the private health insurers in Australia?

Reviewed and updated 6 June 2024

What are the registered insurers?

As at March 2024, there were 32 registered private health insurers in Australia, including open funds and restricted funds.

What are open funds?

Anyone can take out a health insurance policy with an open fund.

What are restricted funds?

Only certain groups of people can take out a health insurance policy with a restricted fund. In most cases, these funds offer health insurance policies to particular professions or workplaces only.

Do registered health insurers sometimes sell health insurance under different brands?

Yes. A number of the 32 registered private health insurers sell health insurance policies under different brands.

When you buy one of these policies, you are simply buying a policy from a registered insurer that sells policies under that brand.

Registered insurers and brands selling private health insurance in Australia

Source: Private Health Insurance Ombudsman: State of the Health Funds Report 2023

Name	Registered insurer/Brand	Registered insurer selling brand	Status
AAMI	Brand	nib	Open
ACA Health	Insurer	–	Restricted
ahm (Australian Health Management)	Brand	Medibank	Open
AIA Health Insurance	Insurer	–	Open
APIA	Brand	nib	Open
Astute Simplicity Health	Brand	St Lukes Health	Open
Australian Unity	Insurer	–	Open
Bupa Health Insurance	Insurer	–	Open
CBHS Corporate	Insurer	–	Open
CBHS Health	Insurer	–	Restricted
Defence Health	Insurer	–	Restricted
Doctors Health	Insurer	–	Restricted
Emergency Services Health	Brand	Police Health	Restricted
Frank	Brand	GMHBA	Open
GMHBA	Insurer	–	Open
GU Health	Brand	nib	Restricted
HBF	Insurer	–	Open
HCF	Insurer	–	Open
HCi	Insurer	–	Open
Health Partners	Insurer	–	Open
HIF	Insurer	–	Open
Hunter Health Insurance (by CDH Benefits Fund)	Insurer	–	Open
ING Health Insurance	Brand	nib	Open
Latrobe Health Services	Insurer	–	Open
Medibank	Insurer	–	Open
Mildura Health Fund	Insurer	–	Open
Navy Health	Insurer	–	Restricted
nib	Insurer	–	Open
Nurses and Midwives Health	Brand	Teachers Health	Restricted
onemedifund (by National Health Benefits Australia)	Insurer	–	Open
Peoplecare	Insurer	–	Open
Phoenix Health Fund	Insurer	–	Open
Police Health	Insurer	–	Restricted
Priceline Health Insurance	Brand	nib	Open
Qantas Insurance	Brand	nib	Open
Queensland Country Health Fund	Insurer	–	Open
Real Health Insurance	Brand	nib	Open
Reserve Bank Health Society (RBHS)	Insurer	–	Restricted
rt health	Brand	HCF	Open
see-u	Insurer		Open
Seniors Health Insurance	Brand	nib	Open
St Lukes Health	Insurer	–	Open
Suncorp	Brand	nib	Open
Teachers Health	Insurer	–	Restricted
Territory Health	Brand	Queensland Country Health Fund	Open
Transport Health	Insurer	–	Open
TUH	Insurer	–	Restricted
UniHealth	Brand	Teachers Health	Restricted
Union Health	Brand	TUH	Restricted
Westfund	Insurer	–	Open

You can find a detailed profile of each private health insurer and brand under Insurers.